As debate over Kentucky’s pension systems unfolds, three popular arguments about teacher pensions keep sprouting up in opposition to change. Like any good myth, there’s a kernel of truth to each one, but the full story is more nuanced.

 Myth 1: Kentucky’s current pension system is providing adequate retirement benefits for workers. The popular narrative of pensions being some sort of mythical, gold-standard, ironclad beacons of retirement security no longer holds up—if it ever held up at all. It’s certainly true that the system works well for some workers, but only those who are able to stay for an entire career.

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